I got mine at 5.5% just this morning. My advice go somewhere else that doesnt charge you an application fee. I dont have one and i have a lower interest rate and im bringing nothing to closing. I looked at countrywide when i was shopping around and when they told me about the application fee i was like see ya. I ended up with Prime Lending. They are great and very easy to work with.
Mortgage rates can vary somwehat by location, so the cheapest one in my city may not be the same as the cheapest one in your city.
Go to http://www.bankrate.com. They list mortgage rates by city so can get a more accurate answer than anyone can give you here.
I got mine at 5.5% just this morning. My advice go somewhere else that doesnt charge you an application fee. I dont have one and i have a lower interest rate and im bringing nothing to closing. I looked at countrywide when i was shopping around and when they told me about the application fee i was like see ya. I ended up with Prime Lending. They are great and very easy to work with.