You will have to refinance the whole thing under his name alone. If your current lender won’t work with you, he should shop around. If his credit is good, he should be able to find a lender willing to refinance. It will save him money to get the better rate IF he plans on staying in the house for several more years.
Your ex needs to refinance, pay off old mortgage to get your name removed.
You will have to refinance the whole thing under his name alone. If your current lender won’t work with you, he should shop around. If his credit is good, he should be able to find a lender willing to refinance. It will save him money to get the better rate IF he plans on staying in the house for several more years.