At what point in my mortgage refinancing am I still able to withdraw my loan request in favor of a better rate?

3 Responses to “At what point in my mortgage refinancing am I still able to withdraw my loan request in favor of a better rate?”

1. pickmefirstplz says:

   September 20, 2010 at 2:29 am

   if you have not signed the papers for the loan not the application you can reneg
2. Lee says:

   September 20, 2010 at 3:16 am

   Depends on which papers you have signed. If there is an early repayment penalty, you could be stuck with it, check the documents. In any case, it will probably be better to pay the penalty and refi, just crunch the numbers. The “lock in” is for them, not you. You can always pay the loan off early, but they have some expenses incurred at this point, they have a right to be repaid for them.
3. daniel says:

   September 20, 2010 at 4:10 am

   If you are looking for the best mortgage refinancing site, try this site

   http://best-mortgage-refinancing.com/

   Here you can find the lowest interest rate in your area

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