Wow, you may have a mess. If you didn’t reaffirm your mortgage, how do you know your payments are going toward repayment if your mortgage company wasn’t listed as one of the creditors?
Regarding foreclosure deficiency: I believe it is a Federal concern. Check out http://www.IRS.gov; all of your questions can probably be addressed.
#1 – u will be held liable for “outstanding” difference plus legal fees.
suggest a visit to daveramsey.com to learn ur hard lessons from others bigger mistakes.
Wow, you may have a mess. If you didn’t reaffirm your mortgage, how do you know your payments are going toward repayment if your mortgage company wasn’t listed as one of the creditors?
Regarding foreclosure deficiency: I believe it is a Federal concern. Check out http://www.IRS.gov; all of your questions can probably be addressed.
#1 – u will be held liable for “outstanding” difference plus legal fees.
suggest a visit to daveramsey.com to learn ur hard lessons from others bigger mistakes.