You have options if you haven’t waited too long. If you are only a month or two behind, call the lender and ask to speak with a manager or supervisor. Tell them the facts and ask if they are willing to re-negotiate your loan and terms. If they are unwilling to work with you, contact the HUD approved counseling service 888-995-Help. Do it today. Please do everything in your power to save your home. You have worked far too hard to just let it all go.
Contact your lender again. Ask for their loss mitigation department. Then ask for a supervisor.
You have options if you haven’t waited too long. If you are only a month or two behind, call the lender and ask to speak with a manager or supervisor. Tell them the facts and ask if they are willing to re-negotiate your loan and terms. If they are unwilling to work with you, contact the HUD approved counseling service 888-995-Help. Do it today. Please do everything in your power to save your home. You have worked far too hard to just let it all go.