If I refi my home, should I enclude the heloc balance in the refi’d amount?

One Response to “If I refi my home, should I enclude the heloc balance in the refi’d amount?”

1. Royal Scam says:

   November 5, 2010 at 2:28 am

   I would take $18000 from the CD (when it matures) and pay off the HELOC in a lump sum. Put the $12k back in a CD. Then I wouldn’t refi at all, because it seems it would cost too much to refi for such a small savings.

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