Is there a mortgage company that will refinance……?


2 Responses to “Is there a mortgage company that will refinance……?”

  1. fukinluckyfuker says:

    Without knowing your actual score, hard to say. Usually you need a 580 score to get 100% financing.

    All I can suggest is to call some brokers, and ask them right away if they can do credit score modelling. If they can, see if they’ll run you through it and find out what might be able to be done to get you higher. Doing a “rapid rescore” takes a week or two, costs about $100 per tradeline that is updated, but sometimes, something as simple as paying a credit card with a $300 limit and $300 balance down to $100 or paying it off entirely can get you 40 points overnight.

    Worst case, is there anyone in your family you could sell the home to, and let them finance it? And put you on a CD like you had it with your old buyers?

  2. CALIFORNIA GOLD says:

    I think someone in our network can do 100% financing at a 560 credit score. Fill out the free evaluation form at:

    http://www.totaldebtsolutionsllc.com

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